SmartFinancial
Insurance comparison marketplace selling web leads, live transfers and inbound calls to agents across auto, home, life, health, Medicare and commercial lines. Runs a self-service agent portal.
Visit SmartFinancial ↗Reported: Not published
- Best for
- Agents who want written return terms before funding an account.
- Lead types
- Term life · Final expense · Medicare
- Formats
- Shared · Exclusive real-time · Live transfer · Inbound call
- Reported price
- Not publishedPer-lead pricing not published; quoted by rep. The company's own resource article cites a general $25-$50 industry range for call leads, which is market context rather than its rate card.
- Contract
- Deposit and minimum terms not published. Agents can set delivery hours and hourly caps.
- Returns / credits
- Published: return requests accepted after 7 days and within 10 days of delivery. Credits for disconnected/wrong numbers, 30-day duplicates, fictitious or materially inaccurate contact info, out-of-area leads and filter errors. Denied for no-answer, prospect bought elsewhere, or policy not written. Account credit only, no cash refunds.
- Coverage
- Nationwide
- Headquarters
- Newport Beach, CA
What works
- One of the few vendors with a fully itemized, published return policy
- Multi-line, so a life agent can add Medicare or P&C on one account
- Self-service portal with geographic and demographic filters
- Denial criteria are stated up front, which sets clear expectations
What to watch
- No published pricing or deposit minimum
- The 7-day floor means a bad lead can't be returned the day you work it
- Credits only — unspent balance stays locked in the platform
- Leads bought with promotional credits are ineligible for return
Sourcing
Record last checked 2026-08-28. Everything above comes from public sources; nothing here is a paid placement and SmartFinancial has no say in what it says. Terms and pricing change without notice — confirm directly before you buy.
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